:root {
  --navy: #12294B;
  --blue: #1D6FE0;
  --blue-dark: #1557B5;
  --teal: #0FA57E;
  --bg: #F5F8FC;
  --card: #ffffff;
  --border: #E1E8F2;
  --text: #1E2A3B;
  --muted: #5B6B84;
  --radius: 12px;
  --shadow: 0 4px 20px rgba(18, 41, 75, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3 { color: var(--navy); line-height: 1.2; margin: 0 0 .5em; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 20px; }

.skip-link {
  position: absolute; left: -999px; top: 0; background: var(--navy); color: #fff;
  padding: 10px 16px; z-index: 100;
}
.skip-link:focus { left: 10px; top: 10px; }

/* Buttons */
.btn {
  display: inline-block; padding: 12px 22px; border-radius: 999px; font-weight: 600;
  border: 2px solid transparent; cursor: pointer; text-decoration: none; text-align: center;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); text-decoration: none; }
.btn-outline { background: transparent; border-color: var(--border); color: var(--navy); }
.btn-outline:hover { border-color: var(--blue); text-decoration: none; }
.btn-block { display: block; width: 100%; }

.call-btn {
  display: inline-flex; align-items: center; gap: 8px; font-weight: 600; color: var(--navy);
  padding: 8px 14px; border: 2px solid var(--border); border-radius: 999px;
}
.call-btn:hover { border-color: var(--teal); text-decoration: none; color: var(--teal); }

.btn-pill-primary {
  display: inline-flex; align-items: center; gap: 8px; background: var(--navy); color: #fff;
  padding: 12px 24px; border-radius: 999px; font-weight: 700; text-decoration: none;
}
.btn-pill-primary:hover { background: var(--blue); text-decoration: none; }
.btn-pill-white {
  display: inline-block; background: #fff; color: var(--navy); padding: 12px 24px; border-radius: 999px;
  font-weight: 700; text-decoration: none;
}
.btn-pill-white:hover { background: var(--bg); text-decoration: none; }

/* Announcement bar */
.announce-bar {
  background: var(--navy); color: #fff; text-align: center; font-size: .85rem;
  padding: 10px 16px;
}

/* Header */
.site-header { background: #fff; border-bottom: 1px solid var(--border); position: sticky; top: 0; z-index: 40; }
.header-inner { display: flex; align-items: center; gap: 24px; padding: 14px 20px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 1.15rem; color: var(--navy); }
.brand:hover { text-decoration: none; }
.main-nav { display: flex; gap: 18px; margin-left: auto; }
.main-nav a { color: var(--navy); font-weight: 600; font-size: .95rem; white-space: nowrap; }
.header-cta { display: flex; align-items: center; gap: 12px; margin-left: 20px; }
.nav-toggle { display: none; margin-left: auto; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--navy); margin: 5px 0; }
.mobile-nav { display: none; flex-direction: column; gap: 4px; padding: 10px 20px 16px; border-top: 1px solid var(--border); }
.mobile-nav a { padding: 10px 4px; color: var(--navy); font-weight: 600; }
.mobile-nav.open { display: flex; }

@media (max-width: 1000px) {
  .main-nav, .header-cta { display: none; }
  .nav-toggle { display: block; }
}

/* Site notice banner (kept off generic "cookie-*" selectors on purpose ---
   those are common cosmetic-filter targets in ad-block "cookie notice" lists) */
.cdh-notice {
  position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 60; background: var(--navy); color: #fff;
  padding: 18px 20px; border-radius: var(--radius); box-shadow: var(--shadow);
  display: flex; flex-wrap: wrap; align-items: center; gap: 16px; max-width: 900px; margin: 0 auto;
}
.cdh-notice a { color: #9FC4FF; }
.cdh-notice p { margin: 0; flex: 1 1 320px; font-size: .92rem; }
.cdh-notice-actions { display: flex; gap: 10px; flex: 0 0 auto; }
.cdh-notice-actions .btn-outline { color: #fff; border-color: rgba(255,255,255,.4); }

.hero-inner { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: start; }
@media (max-width: 900px) { .hero-inner { grid-template-columns: 1fr; } }

/* Hero: full-bleed dark banner, matching the reference template's layout */
.hero-dark {
  background: radial-gradient(120% 160% at 50% -20%, #1c3a66 0%, var(--navy) 55%, #0B1830 100%);
  color: #fff; text-align: center; padding: 84px 20px 76px;
}
.hero-dark .eyebrow { color: #8FC4FF; }
.hero-dark h1 { color: #fff; font-size: clamp(2rem, 4.4vw, 3rem); max-width: 16ch; margin: 10px auto 18px; }
.hero-dark p.lead { color: #C9D7EC; font-size: 1.1rem; max-width: 52ch; margin: 0 auto 30px; }
.hero-dark .hero-actions { justify-content: center; }

.trust-row { display: flex; gap: 22px; margin-top: 30px; flex-wrap: wrap; color: var(--muted); font-size: .9rem; justify-content: center; }
.trust-row span { display: flex; align-items: center; gap: 8px; font-weight: 600; }
.dot { width: 8px; height: 8px; border-radius: 50%; background: var(--teal); }
.hero-actions { display: flex; gap: 12px; margin-top: 22px; flex-wrap: wrap; }
.eyebrow { color: var(--teal); font-weight: 700; letter-spacing: .04em; text-transform: uppercase; font-size: .8rem; }

/* Service cards (dark, matching reference) */
.service-card {
  background: var(--navy); color: #fff; border-radius: var(--radius); padding: 30px 24px; text-align: center;
}
.service-card h3 { color: #fff; font-size: 1.15rem; }
.service-card p { color: #C9D7EC; min-height: 48px; }

/* About / info card */
.about-card {
  background: linear-gradient(135deg, #16345E 0%, #12294B 100%); color: #fff; border-radius: var(--radius);
  padding: 34px; display: flex; gap: 26px; align-items: flex-start;
}
.about-card .avatar {
  width: 68px; height: 68px; border-radius: 50%; background: var(--teal); display: flex; align-items: center;
  justify-content: center; flex: none;
}
.about-card h2 { color: #fff; }
.about-card p { color: #D7E3F3; margin: 0; }
@media (max-width: 640px) { .about-card { flex-direction: column; text-align: center; align-items: center; } }

/* Plain column sections (Why Choose / How It Works) */
.plain-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
@media (max-width: 800px) { .plain-cols { grid-template-columns: 1fr; } }
.plain-cols h3 { font-size: 1.1rem; }
.plain-cols p { color: var(--muted); }

/* Trust strip */
.trust-strip { background: var(--navy); color: #fff; }
.trust-strip .wrap { display: flex; flex-wrap: wrap; gap: 20px; justify-content: space-between; padding: 26px 20px; }
.trust-strip .item { display: flex; align-items: center; gap: 10px; font-weight: 600; flex: 1 1 220px; justify-content: center; }

/* Disclaimer band */
.disclaimer-band { padding: 0 0 48px; }
.disclaimer-box {
  background: var(--navy); border-radius: var(--radius); padding: 20px 24px; display: flex; gap: 14px;
  align-items: flex-start; color: #D7E3F3; font-size: .92rem;
}
.disclaimer-box p { margin: 0; }

/* Lead form card */
.lead-card {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  box-shadow: var(--shadow); padding: 26px; scroll-margin-top: 90px;
}
.lead-card h2 { font-size: 1.3rem; }
.form-row { margin-bottom: 14px; }
.form-row label { display: block; font-weight: 600; font-size: .9rem; margin-bottom: 6px; }
.form-row input[type=text], .form-row input[type=email], .form-row input[type=tel], .form-row select, .form-row textarea {
  width: 100%; padding: 11px 13px; border: 1.5px solid var(--border); border-radius: 8px; font-size: 1rem; font-family: inherit;
  background: #fff; color: var(--text);
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus { outline: 2px solid var(--blue); outline-offset: 1px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 14px; }
@media (max-width: 560px) { .form-grid { grid-template-columns: 1fr; } }
.checkbox-row { display: flex; gap: 10px; align-items: flex-start; font-size: .88rem; color: var(--muted); margin-bottom: 12px; }
.checkbox-row input { margin-top: 4px; }
.form-note { font-size: .78rem; color: var(--muted); margin-top: 10px; }
.honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-error { background: #FDECEC; border: 1px solid #F5B5B5; color: #9A2A2A; padding: 12px 14px; border-radius: 8px; margin-bottom: 16px; font-size: .9rem; }

/* Sections */
section { padding: 48px 0; }
.section-head { max-width: 640px; margin: 0 auto 32px; text-align: center; }
.section-head p { color: var(--muted); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
@media (max-width: 800px) { .grid-3 { grid-template-columns: 1fr; } }
.card {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px;
}
.step-num {
  width: 34px; height: 34px; border-radius: 50%; background: var(--blue); color: #fff; font-weight: 700;
  display: flex; align-items: center; justify-content: center; margin-bottom: 12px;
}
.band { background: var(--navy); color: #fff; text-align: center; }
.band h2 { color: #fff; }
.band p { color: #C9D7EC; max-width: 560px; margin: 0 auto 20px; }

/* Content pages */
.content-page { padding: 48px 0 72px; }
.content-page .wrap { max-width: 820px; }
.content-page h1 { margin-bottom: 8px; }
.content-page .updated { color: var(--muted); font-size: .85rem; margin-bottom: 28px; }
.content-page h2 { margin-top: 34px; font-size: 1.25rem; }
.content-page ul { padding-left: 20px; }

/* Admin */
.admin-wrap { max-width: 480px; margin: 60px auto; }
.admin-table-wrap { overflow-x: auto; }
table.leads { width: 100%; border-collapse: collapse; font-size: .88rem; background: #fff; }
table.leads th, table.leads td { padding: 10px 12px; border-bottom: 1px solid var(--border); text-align: left; white-space: nowrap; }
table.leads th { background: var(--bg); color: var(--navy); }

.footer-note { background: #FFF8E6; border: 1px solid #F1D98B; color: #6B5A15; padding: 12px 16px; border-radius: 8px; font-size: .85rem; margin-bottom: 20px; }

/* Footer */
.site-footer { background: #fff; border-top: 1px solid var(--border); margin-top: 40px; }
.footer-inner { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 28px; padding: 44px 20px 24px; }
.footer-brand p { color: var(--muted); font-size: .85rem; }
.footer-col h3 { font-size: .82rem; text-transform: uppercase; letter-spacing: .04em; color: var(--muted); margin-bottom: 10px; }
.footer-col a { display: block; color: var(--navy); padding: 4px 0; font-size: .92rem; }
.footer-bottom { padding: 16px 20px 28px; color: var(--muted); font-size: .82rem; }
@media (max-width: 760px) { .footer-inner { grid-template-columns: 1fr 1fr; } }

/* Dark footer (matches reference template) */
.site-footer-dark { background: var(--navy); color: #C9D7EC; }
.footer-inner-dark { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 36px; padding: 48px 20px 30px; }
.footer-logo-row { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; }
.footer-logo-row strong { color: #fff; font-size: 1.15rem; }
.footer-brand-dark p { font-size: .92rem; }
.footer-badge { display: flex; align-items: center; gap: 8px; margin-top: 14px; font-weight: 600; color: #fff; font-size: .9rem; }
.footer-col-dark h3 { color: #fff; font-size: 1rem; margin-bottom: 12px; }
.footer-col-dark a, .footer-col-dark span { display: block; color: #C9D7EC; padding: 5px 0; font-size: .92rem; text-decoration: underline; }
.footer-col-dark span { text-decoration: none; }
.footer-bottom-dark {
  border-top: 1px solid rgba(255,255,255,.12); padding: 18px 20px 26px; font-size: .82rem;
  display: flex; flex-wrap: wrap; gap: 10px; justify-content: space-between;
}
.footer-bottom-dark a { color: #C9D7EC; }
@media (max-width: 760px) { .footer-inner-dark { grid-template-columns: 1fr 1fr; } }